Rage Account Opening Online : ragesa.co.za

Organisation : Rage South Africa
Facility Name : Open Account Online
Applicable For : Customers
Country : South Africa
Website : https://ragesa.co.za/

How To Open Rage Account Online?

To open Rage account online, Follow the below steps

Steps:
Step-1 : Go to the link https://ragesa.co.za/pages/apply
Step-2 : Fill the online application form and
Step-3 : Submit form

How To Use Rage Account Card?

** Should your application be approved, you will automatically be listed on the Credit Bureau.
** Only the account holder whose name matches the account number on the account card is authorised to purchase on the account.
** Only cards that are signed by the account holder in the space provided will be accepted.
** Ownership of the card rests with Rage. The card must be returned on demand.
** Purchases may not exceed the available account balance.

Account Payment and Statements:
** Rage will send monthly statements via SMS to cardholders. The SMS will indicate the total balance owing on the account, the payment required and the due date for payment. Non-receipt of the SMS will not be caused to withhold payment. Monthly statements are available online at myrage.co.za.
** Payments made must reflect in Rage’s bank account on the due date as per above to avoid further charges as per below.

Account Closure:
** In the event that the account holder chooses to close their account with Rage, an email containing a copy of ID, the account number, as well as the reason for closing the account must be sent to closedaccounts@ragesa.co.za
** The account holder is required to keep the account card until such time as confirmation of the closure of the account has been received from Rage, after which the card should be destroyed.

SMS Communication Charges:
** Rage provides SMS notifications to account holders for the purpose of account updates, transaction alerts, and to assist in maintaining the security of the account.
** A fee of R2.00 (two rand) per month will be charged to the account holder for this service. This fee will appear on the monthly statement.
** By continuing to use the account, the account holder agrees to receive such SMS communications and to the monthly fee being charged.

Interest and Other Charges:
** Rage is entitled to charge a fee and/ or interest as prescribed by the minister in terms of the National Credit Act.
** If the payment in respect of purchases is not received by the due date, subject to clause above, interest at a rate determined in accordance with the National Credit Act, and notified to the account holder will, until such receipt, accrue daily on the debit balance from the date of statement on which the purchase first appears.
** The liability of the account holder will continue until the account is settled in full and the card is returned to Rage.

Unauthorized Use of the Card (or) Account:
** The account holder must take proper care of the account card and may not allow anyone else to use the card or account.
** The account holder must notify Rage of any loss, theft, or misappropriation of use of the card or account by any person other than the account holder immediately after the occurrence of such an event.
** Such notification can be made in writing or by contacting Rage customer care. The notification is only valid once Rage has given written confirmation that it has been received. Any delays in notifying Rage will be considered negligence.
** If the account holder has been negligent in any way with regards to the card or account, they will be liable for all payments arising from any unauthorized transactions concluded before Rage is reasonably able to act.
** Account holders who wish to opt for Lost Card Protection may apply for it, as indicated on the account application form, or apply for this protection in writing at a later stage.
** Rage does not issue secondary cards. Each account holder must have their own card.

Claims and Disputes:
** The account holder must raise any account queries in writing within sixty (60) days of the date on the statement to which the query relates.
** Rage may, for any reason, and at its own discretion – regardless of the available amount for account purchases – revoke, suspend or reduce the available amount for account purchases.
** Rage may require the full account balance to be settled immediately and request that the card be returned.
** The account holder will be liable for any unauthorized use of the revoked account card. Use of a revoked card by an account holder will constitute fraud.

General Terms of Rage Account Holders

** Account holders may not attach any condition to any payment made. Rage is entitled to receive payment as if no such condition was made.
** The address given by an account holder on the account application form will be the Domicilium Citandi Et Executandi (“Domicilium”).
** The account holder may notify Rage of change of Domicilium in writing and such will be effective one week after said notification is received.
** Rage is entitled to verify the information contained in the account application form by making enquiries it deems necessary, including enquiries from one or more credit bureaus.
** No latitude or indulgence by Rage will be deemed to be a waiver of Rage’s rights under these conditions nor will it create an estoppel against Rage.
** The account holder will be liable for expenses incurred by Rage in exercising any right arising out of breach of the account holder’s obligation in terms hereof including legal charges and collection or tracing fees.