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How to Open Platinum & Gold Cheque Account : Absa Bank

Organization : Absa Bank Ltd
Head Quarters: Johannesburg
Facility : How to Open Platinum & Gold Cheque Account

How to Open ABSA Platinum & Gold Cheque Account?

Gold Cheque Account :
To open a Gold account you will need :
** To earn a minimum income of R4 000 per month
** A valid, bar-coded South African identity document or a valid passport

ABSA Bank Payment Options

Pay-as-you-Transact :
** You will be charged a low monthly fee of R40, thereafter pay only when you transact
** An additional fee will be charged for each transaction

Value Bundle :
Get a range of unlimited, free transactions, plus other benefits, all for a fixed monthly fee of R98.

This fee includes :
** Up to 50% discount on your monthly fee if you maintain a positive balance of more than R30 000 in your account for that month
** 50% off your spouse’s Value Bundle monthly fee
** 5 free Absa ATM cash withdrawals and 5 free Absa ATM cash deposits
** Free R15 000 lump sum death benefit
** 6 free Take Me Home services per year

** Free subscription for Absa Online, Telephone and Cellphone Banking
** Unlimited, free debit and cheque card purchases
** Unlimited, free cash withdrawals at Point-of-Sale
** Unlimited, free electronic account payments
** Unlimited, free internal and external debit orders
** Unlimited, free NotifyMe messages

How To Use A Gold Account To Transact?

** You get a Gold Absa debit chip card with a unique PIN (Personal Identification Number) for added security
** Swipe your card locally and internationally at point of sale (POS)

** Shop in-store or online with your debit card
** Use it for your daily banking needs to pay your accounts, see your balance and statement, withdraw, deposit and transfer money at ATMs, Absa branches or using electronic banking
** Instantly set limits to pay beneficiaries
** You can buy pre-paid airtime or electricity

** Add Absa Rewards and you’ll earn cash rewards on all qualifying transactions every time you swipe your debit card
** Your transaction charges are reduced if you use channels such as ATM, Absa Online, Telephone Banking, Cellphone Banking and point-of-sale (POS)
** Set up debit orders, stop orders and scheduled payments

** Send cash to a loved one using CashSend, even if they don’t have a bank account – they can simply withdraw it from selected Absa ATMs
** Securely shop online using Authenticated Mobile Transaction
** Shop securely online with One-Time PIN transaction verification
** Get 24/7 access to the largest ATM network in South Africa

Manage Your Account Online

** Visit absa.co.za and register Absa Online
** Instantly set limits to pay beneficiaries

** Reset a locked or forgotten online password
** Retrieve your debit card PIN online
** Make immediate interbank payments online

Safety tips on how to use an account card :
** Keep your card safe and be sure to memorise the PIN
** Never keep the PIN with the card and never give your PIN to anyone
** You can change your PIN at any Absa ATM or Absa branch

** Never let the card out of your sight when using it to pay for goods or services at a tillpoint
** Make sure that you receive your card back after every purchase
** Keep your copy of the receipt as proof of purchase for your own records
** Never trust strangers or ask them to help you when you use your card at an ATM

Platinum Cheque Account

Account features :
** Easy and convenient day-to-day banking that includes access to Priority Bankers at selected branches
** Exclusive access to dedicated Platinum line for information
** We will help you manage your wealth with Platinum Financial Advisor
** Free subscription for Absa online, Telephone and Cellphone banking

How to use a Platinum account :
** Swipe your card locally and internationally at point-of-sale (POS)
** Shop securely online with One-Time PIN transaction verification

** You get a Platinum Absa debit chip card with a unique PIN (Personal Identification Number) for added security
** Shop in-store or online with your debit card
** Use it for your daily banking needs to pay your accounts, see your balance and statement, withdraw, deposit and transfer money at ATMs and Absa banking halls or using electronic banking

** You can buy pre-paid airtime or electricity
** Get 24/7 access to the largest ATM network in South Africa
** Add Absa Rewards and you’ll earn cash rewards on all qualifying transactions every time you swipe your debit card

Manage your account online :
** Visit absa.co.za and register Absa Online
** Instantly set limits to pay beneficiaries

** Reset a locked or forgotten online password
** Retrieve your debit card PIN online
** Make immediate interbank payments online

Contact

7th Floor
Barclays Towers West
15 Troye Street
Johannesburg
21001

Benefits of Absa Bank

Absa Bank is a financial services provider in South Africa that offers a range of banking products and services to its customers. Here are some of the benefits of banking with Absa:

Diverse Range of Products and Services:
Absa offers a wide range of banking products and services, including savings and investment accounts, personal loans, credit cards, insurance, and business banking services.

Digital Banking:
Absa provides a range of digital banking services, including online banking, mobile banking, and banking via social media platforms. This enables customers to access their accounts and perform transactions at any time and from anywhere.

Competitive Interest Rates:
Absa offers competitive interest rates on its savings and investment accounts, which can help customers to grow their wealth over time.

Convenient Branch and ATM Network:
Absa has a wide network of branches and ATMs across South Africa, which makes it easy for customers to access banking services and perform transactions.

Additional Simplified Procedure

Here are the steps on how to open an ABSA Platinum Cheque Account:
1. Visit an ABSA branch.
2. Bring the following documents:
** Valid bar-coded South African ID or a valid passport for foreign nationals.
** Proof of residence.
** Your latest salary slip.
** South African citizenship.
3. Fill out an application form.
4. Pay the account opening fee of R159.
5. You will be issued with a Platinum Cheque Card and a cheque book.

Here are some of the benefits of having an ABSA Platinum Cheque Account:
** Free monthly transactions: You get 5 free cash deposits at Absa ATMs, 5 free cash deposits at cash acceptors, and 5 free cardless cash deposits at cash acceptors.
** Low transaction fees: You pay a reduced fee for other transactions, such as electronic transfers and debit orders.
** Exclusive benefits: You get access to exclusive benefits, such as Bidvest Airport Lounge visits, travel insurance, and Absa Rewards.

If you are looking for a premium cheque account with a range of benefits, the ABSA Platinum Cheque Account is a good option.

Here are some additional things to keep in mind when opening an ABSA Platinum Cheque Account:
** You must have a monthly income of at least R25,000 to qualify for this account.
** You must be a South African citizen or permanent resident.
** You must have a valid bar-coded South African ID or passport.
** You must provide proof of residence.

Author : Brightlin